"Harvest" Program

Enjoy a bundle of benefits to ensure a better lifestyle after retirement:

• Plan today and enjoy your golden years tomorrow. Saving money starts as soon as your policy is issued setting a clear path towards the future you wish for yourself.
• MetLife will pay a lump sum in case of death or partial/total disability of the policy owner due to an accident.
• You can add life insurance coverage (with a minimum of 25,000 EGP) with the premium deducted directly from your account value, where in case of death, the beneficiary will receive either the face amount or the (policy account value - whichever is higher).
• If loss of life occurs due to an accident, the beneficiaries will receive an additional 50% of the account value, subject to a maximum set at the equivalent of USD 200,000.
• Permanent Total Disability; at any given age, the risk of accidents happening & leading to a permanent total disability is much higher than the odds of dying. This benefit will help you avoid severe financial problems by allowing you to meet your financial commitments, whatever happens.
• You will enjoy having the benefits of a second medical opinion from one of the best hospitals & doctors in the world.
• Waiver of premium: In case of the policy owner’s accidental death or disability, MetLife will waive all the remaining premiums on the policy to guarantee that the plan remains in force and that the benefits are unaffected.
• Freedom to choose the most suitable payment method (monthly, quarterly, bi-annually, yearly).

Golden Package

The golden package consists of all the above mentioned benefits in addition to, an income benefit add-on, which provides your beneficiaries with access to monthly income to help your dependents cope with the loss of your income in case of death or disability.

*This program is provided by MetLife Insurance Company.